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If we didnt get the notification for that, we might not have known until we got home. How Does LifeLock Work? I know mine. To do the same thing for yourself, youd have to spend a lot of time pulling and reviewing your credit reports and monitor all your accounts daily. LifeLock Standard Monthly cost.99 Maximum reimbursement of 25,000 if a theft occurs and up to 1 million in reimbursement for attorney fees Alerts when your SSN is used or credit bureau information changes Lost wallet protection Dark web monitoring Credit monitoring with one. It comes with everything the Standard plan does, plus: 100,000 for theft reimbursement Bank and credit card alerts Crime alerts related to your location Data breach notifications Fictitious identity monitoring An annual credit report and score LifeLock Ultimate Monthly cost.99 per month. So with all the positives about Lifelock youve got to be thinking Okay sounds great but whats the catch? What Are The Advantages Of Using LifeLock? With the news full of information about data breaches, many people have more reason to worry about the security of their accounts. Often, authorities are never even able to tell who stole your identity or misused your account, which means even after one person stops illegal activity on their account, an identity thief can just quickly move on to the next victim.